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Individuals experiencing serious financial difficulties should consider other alternatives or seek professional financial advice.
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The owner of this website is not a lender or agent of any lender and does not accept credit applications or engage in other credit-related activities (including, without limitation, making credit decisions or arranging, brokering, processing, servicing, underwriting, funding or collecting payments for any lender). Submitting your information through this website is a request to connect you to one or more financial service providers who can assist you with your financial needs, each of whom is responsible for accepting your credit application, verifying your information and making their own credit decisions.
The services offered by this website are administrative in nature only (often referred to as “lead generation”) and are provided to you at no charge. Lenders and other financial service providers pay a fee to connect them to consumers seeking financial services, often based on a ping tree model similar to Google AdWords, where the consumer is given access to the highest available broker.
In some cases, you may be given the opportunity to connect to a tribal lending enterprise (“TLE”). TLEs are subject to tribal and some federal laws, while they are not subject to state laws, including interest rate caps. If you connect to a TLE, please understand that tribal lenders’ interest rates and fees may be higher than those of state-licensed lenders. Additionally, TLEs may require you to agree to mediation in the tribal jurisdiction. You must read and understand the terms of any loan offered by any tribal or state-licensed lender, and decline any loan offer that you cannot afford to repay or that includes terms that are unacceptable to you.
By submitting your information through this website, you are giving permission for the owner of this website and its network of available lenders to run a credit check on you, which may include checking your Social Security number, driver's license number, or other identification, and checking your creditworthiness. Credit checks are typically conducted by one of the major credit bureaus, such as Experian, Equifax, and TransUnion, but may also include alternative credit bureaus, such as Clarity, DataX, or others. You also give permission for the owner of this website to share your information and credit history with its network of available lenders and other service providers.
When a lender decides to offer you a loan, they are required by law to provide documents that contain all information about the fees and interest associated with that loan, including any potential late payment fees, as well as the terms (if permitted by applicable law) for refinancing, extending or rolling over your loan. Loan fees and interest rates are set solely by the lender or financial service provider based on their internal policies, underwriting criteria and applicable law. This website has no information about the loan terms offered to you and cannot control them.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you are unable to make a payment on time, you should contact your lender immediately to discuss payment options.